Introduction
Our Services
At Zen Ethics Wealth Management, we provide a wide range of personalized financial services to help you achieve your goals and secure your future. Our approach is rooted in trust, ethics, and a deep understanding of your unique financial needs.
01. Mutual Fund
Mutual funds pool money from multiple investors to invest in diversified portfolios of stocks, bonds, or other securities. Managed by professional fund managers, they offer a range of options catering to various risk levels and financial goals.
Key Offerings:
- Professional Management: Expert fund managers handle your investments to maximize returns.
- Portfolio Diversification: Reduces risk by investing in a variety of assets.
- Flexible Investment Options: Choose from equity, debt, hybrid, or sectoral funds.
- Tax Benefits: Equity-Linked Savings Schemes (ELSS) provide tax deductions under Section 80C.
- Systematic Investment Plans (SIPs): Invest in small, periodic amounts, making it accessible for all.
- Liquidity: Easily redeem your investments when needed.
02. Corporate Fixed Deposits
Corporate Fixed deposits are low-risk investment options where you deposit money for a fixed tenure and earn assured returns. They are ideal for individuals seeking stability and guaranteed income.
Key Offerings:
- Guaranteed Returns: Fixed interest rates ensure predictable income.
- Low Risk: Principal amount is safe, making it suitable for conservative investors.
- Tax-Saving FDs: Eligible for deductions under Section 80C with a 5-year lock-in period.
- Loan Facility: Use your FD as collateral for loans during financial emergencies.
- Senior Citizen Benefits: Higher interest rates offered for senior citizens.
03.Insurance(Life & Health)
Life and health insurance are essential components of financial planning, providing security and peace of mind for individuals and their families.
Key Offerings:
- Financial Security: Provides monetary support to dependents in case of the policyholder’s death or critical health issues.
- Comprehensive Health Coverage: Covers hospitalization, medical treatments, surgeries, and preventive care, ensuring quality healthcare access.
- Tax Benefits:Offers deductions under sections like 80C and 80D of the Income Tax Act, reducing tax liability.e.
- Savings and Investment Options: Some policies, like endowment plans and unit-linked insurance plans (ULIPs), combine insurance with savings or investment growth.
- Global Coverage: Some policies extend health insurance benefits for treatments abroad..
4.Portfolio Management Scheme
A Portfolio Management Scheme (PMS) is a personalized investment service tailored to meet the specific financial goals and risk preferences of high-net-worth individuals (HNIs).
Key Offerings:
- Personalized Investment Strategy: Tailored portfolios designed to meet individual financial goals, risk tolerance, and investment preferences.
- Professional Management: Expertise of experienced portfolio managers who actively monitor and adjust investments to maximize returns.
- Diversified Portfolio: Investment across various asset classes such as equities, fixed income, and alternative investments to mitigate risks..
- Direct Ownership: Investors have direct ownership of securities in their portfolio, providing transparency and control over their investments.
- Higher Return Potential:Opportunity for higher returns compared to traditional investment avenues through focused and active management.
Client-Centric Approach
Your goals and values drive every financial strategy we create.
Expert Guidance
Our experienced team provides reliable and insightful advice.
Comprehensive Solutions
From wealth creation to insurance, we cover all aspects of financial planning.